
May 21, 2026
✦mint
75.5% of Indians lack a retirement plan, while 77% avoid financial advice: 1 Finance survey
Most Indians aren't ready for retirement, with 75.5% lacking a plan and 77% avoiding advice. A survey found many feel confident about retiring comfortably anyway. Animesh Hardia said, "Retirement planning in India suffers from something I'd call a confidence anaesthesia." This disconnect leaves many financially vulnerable.